American Bank Online offers both personal and business deposit and loan accounts with online account access, competitive interest rates and other Internet services through our online banking product, pcbanker.com.
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Free ATMs

American Bank doesn't charge a fee for ATM usage, but you may be charged by the institution that owns the ATM. To help you further avoid ATM fees, American Bank has become a member of the SUM and PRESTO surcharge-free networks as well as the MONEYPASS ATM network. By becoming a part of these networks, we maintain our commitment to offering our customers additional resources to reduce their out-of-pocket ATM costs.

SUM Network
The SUM network is a surcharge-free network comprised of approximately 460 financial institutions with approximately 2,700 ATMs across the United States, with a high concentration of ATMs in Massachusetts, Maine, Connecticut, New Hampshire, New York and Rhode Island. Other states with less than 10 cities per state include California, Colorado, Florida (St. Petersburg), Georgia (Alpharetta), Idaho, Illinois, Kentucky, Michigan, New Jersey, Ohio, Oregon, Pennsylvania, Puerto Rico, South Carolina, Tennessee, Virginia, Vermont and Washington State.

PRESTO!
The PRESTO! Alliance network is comprised of ATMs at all Publix Supermarkets, which covers a significant portion of the south, with approximately 900 ATMs at over 600 locations that have accessibility 24 hours per day. Publix has over 600 ATMs throughout the state of Florida.

MONEYPASS
The MoneyPass ATM network has over 10,000 convenient locations coast to coast, giving you more choices for accessing your accounts, and all are surcharge-free. With surcharge-free ATMs available across the United States, including nearly 1,000 each in California and Minnesota, you are sure to find a location where you live, work and travel.

Here are other ways to minimize or avoid ATM surcharges:

Withdraw more cash than you need and visit ATMs less often.

Ask to add an extra amount to your payment for cash back when you make a purchase via check card or personal check at a grocery store. Merchants that accept ATM cards/check cards for purchases ("point-of-sale" transactions) often will add a cash withdrawal to the purchase price without imposing a surcharge.

In addition to using your American VISAŽ Check Card when traveling, you may also want to consider using travelers checks, personal checks, or cash a check at your hotel.

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