Friday, July 04, 2008   ABOUT SSL CERTIFICATES Personal Deposit Rates Annual Percentage Yields (APY) current as of July 4, 2008 Young American Savings Apply Now Need Help? Try Financial Calculators Deposit Amount Interest Rate APY $0 - $999.99 1.98% 2.00%** $1,000 - $9,999.99 1.98% 2.00%** $10,000 - $24,999.99 1.98% 2.00%** $25,000 - $49,999.99 1.98% 2.00%** $50,000 - $99,999.99 1.98% 2.00%** $100,000 or more 1.98% 2.00%** Individuals age 17 and under FREE real-time telephone and Internet access No minimum balance required to open No monthly maintenance service charges No minimum balance required to earn interest Electronic or paper statements available at no charge Parent/Custodian must have a personal deposit account to receive the APY as disclosed** Interest is compounded daily and earned on the daily balance based on a tiered-rate structure Rates are subject to change at any time Fees may reduce earnings ** Annual Percentage Yield (APY) is available to individuals age 17 and under when parent/custodian has a personal deposit account. Premium rate is also available to new customers that open a new personal deposit account (including checking, savings, money market or certificate of deposit) with $2,000 or more. The rate on this account without a parent/custodian having a personal deposit account is currently 1.88% with an APY of 1.90%. Statement Savings and IRA Statement Savings Apply Now Need Help? Try Financial Calculators Deposit Amount Interest Rate APY $0 - $999.99 1.24% 1.25% $1,000 - $9,999.99 1.24% 1.25% $10,000 - $24,999.99 1.24% 1.25% $25,000 - $49,999.99 1.24% 1.25% $50,000 - $99,999.99 1.24% 1.25% $100,000 - or more 1.24% 1.25% Statement Savings: FREE real-time telephone and Internet access $100 minimum balance required to open No minimum balance required to earn interest A maintenance service charge of $5.00 will be assessed when the average daily balance for the statement cycle falls below $100 Overdraft protection for checking (limits apply) Electronic or paper statements available at no charge ATM access within STAR, PLUS, VISA, NYCE, PRESTO!, SUM & FASTBANK networks Interest is compounded daily and earned on the daily balance based on a tiered-rate structure Rates are subject to change at any time Fees may reduce earnings IRA Statement Savings: Includes: Traditional IRA, Roth IRA and Coverdell Education Statement Savings No minimum balance required to open No monthly maintenance service charges No minimum balance required to earn interest Interest is compounded daily and earned on the daily balance based on a tiered-rate structure Rates are subject to change at any time Apply Online for a Loan Apply Online for a Deposit Account Financial Calculators and Educators     Privacy Policy  /  Security  /  Disclosures  /  Site Map     service@pcbanker.com  /  1-888-366-6622 Headquarters: 4029 West Tilghman Street, Allentown, PA 18104 Copyright © 2008 American Bank. All Rights Reserved. This page was retrieved at 3:26:16 PM on July 4, 2008