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Personal Deposit Rates
Annual Percentage Yields (APY) current as of
July 4, 2008
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| Deposit Amount |
Interest
Rate |
APY |
| $0 - $999.99 | 0.00% | 0.00% | | $1,000 - $9,999.99 | 0.00% | 0.00% | | $10,000 - $24,999.99 | 1.24% | 1.25% | | $25,000 - $49,999.99 | 2.96% | 3.00% | | $50,000 - $99,999.99 | 2.96% | 3.00% | | $100,000 - $999,999.99 | 2.96% | 3.00% | | $1,000,000 - $2,499,999.99 | 3.20% | 3.25% | | $2,500,000 or more | 3.44% | 3.50% |
- FREE real-time telephone and Internet access
- $100 minimum balance required to open
- A maintenance service charge of $5.00 will be assessed when the average daily balance for the statement cycle falls below $10,000
- $10,000 minimum balance required to earn interest
- Overdraft protection for checking (limits apply)
- Check-writing privileges (limit 3 per calendar month)
- Electronic and telephone transfers (limits apply)
- Electronic statements available at no charge
- A monthly service fee of $2.00 will be charged for paper statements
- Interest is compounded daily & earned on the daily balance based on a tiered-rate structure
- Rates are subject to change at any time
- Fees may reduce earnings
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| Deposit Amount |
Interest
Rate |
APY |
| $0 - $999.99 | 0.00% | 0.00% | | $1,000 - $9,999.99 | 1.98% | 2.00% | | $10,000 - $24,999.99 | 1.98% | 2.00% | | $25,000 - $49,999.99 | 2.47% | 2.50% | | $50,000 - $99,999.99 | 2.47% | 2.50% | | $100,000 - $999,999.99 | 2.47% | 2.50% | | $1,000,000 - $2,499,999.99 | 2.96% | 3.00% | | $2,500,000 or more | 3.44% | 3.50% |
- FREE real-time telephone and Internet access
- $100 minimum balance required to open
- A maintenance service charge of $5.00 will be assessed when the average daily balance for the statement cycle falls below $1,000
- Overdraft protection for checking (limits apply)
- Electronic and telephone transfers (limits apply)
- Electronic or paper statements available at no charge
- ATM access within STAR, PLUS, VISA, NYCE, PRESTO!, SUM & FASTBANK networks
- Interest is compounded daily & earned on the daily balance based on a tiered-rate structure
- Rates are subject to change at any time
- Fees may reduce earnings
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| Deposit Amount |
Interest
Rate |
APY |
| $0 - $999.99 | 0.00% | 0.00% | | $1,000 - $9,999.99 | 1.49% | 1.50% | | $10,000 - $24,999.99 | 1.49% | 1.50% | | $25,000 - $49,999.99 | 1.98% | 2.00% | | $50,000 - $99,999.99 | 2.23% | 2.25% | | $100,000 - $999,999.99 | 2.23% | 2.25% | | $1,000,000 - $2,499,999.99 | 2.47% | 2.50% | | $2,500,000 or more | 2.71% | 2.75% |
- FREE real-time telephone and Internet access
- $100 minimum balance required to open
- A maintenance service charge of $5.00 will be assessed when the average daily balance for the statement cycle falls below $100
- Check-writing privileges (limit 3 per calendar month)
- Overdraft protection for checking (limits apply)
- Electronic and telephone transfers (limits apply)
- Electronic or paper statements available at no charge
- Interest is compounded daily & earned on the daily balance based on a tiered-rate structure
- Rates are subject to change at any time
- Fees may reduce earnings
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